Thu Nov 08, 2007 1:21 pm
Thu Nov 08, 2007 3:58 pm
Thu Nov 08, 2007 11:19 pm
Fri Nov 09, 2007 4:12 am
Siniri wrote:The proper comparison is to compare what you would otherwise do with the NP. You have 3 options that can earn you NP:
1) buy stock at 15k
2) put the 15k NP in the bank every day and earn interest.
3) buy stuff and sell it through your shop/TP/auction
Of course, there is the fourth option of spending the NP on stuff you want to buy (training, avvie stuff, collections, gallery, Neohome, BD equipment, books, etc.). But those can't earn you NP (well, I guess training might earn you more points in the next plot/war -- but that's hard to quantify).
How much could you make in Option 2? If you have the bank account with the highest interest rate (12.5%), you'll earn 356,033 NP in interest in a year. By adding 15k to your bank account every day, you'll end the year with 5.83m NP -- but most of that was the NP you invested since only a small fraction was interest.
I'm not going to try to compare Option 3 because it depends on internet and computer speed, skill, time, and luck. But buying stocks takes less than 10 seconds every day once the money is earned.
I used to sell at 30 because I felt like I could reinvest the NP in the stock market and have less NP tied up. But since I'm hardly earning anything in the bank compared to the market, I'm definitely going to raise my stock selling price. I suppose I could go on Neodaq and look at the history of each stock to determine an average length of time you have to hold for each selling price to determine the optimum selling price. Or has anyone already done this? Maybe I'll do it this weekend if anyone's interested...
Sun Nov 11, 2007 2:09 am
Tue Nov 20, 2007 11:36 pm